Things you need to know.

Aside from the purchase price, you will need to budget for stamp duty (SDLT) payable to HMRC, solicitor and conveyancing fees, survey costs, and estate agent fees where applicable. We walk you through all of these upfront so there are no surprises.

The vendor's agent will require a Mortgage in Principle (MIP) document and proof of your deposit funds. Cash buyers need to provide proof of funds — typically a recent bank statement showing the full purchase amount.

Stamp duty is calculated on a tiered basis: 0% on the first £125,000; 2% on £125,001–£250,000; 5% on £250,001–£925,000; 10% on £925,001–£1,500,000; and 12% on anything above £1,500,000. Additional surcharges apply for additional dwellings and overseas buyers.

For new-build homes a snagging survey is recommended, which identifies minor faults the developer can correct before completion. For period properties, a HomeBuyer Report or Full Structural Survey provides in-depth information about repairs and maintenance. A valuation survey is required if you are taking out a mortgage.

Yes. New homes should come with a 10-year structural warranty (such as NHBC Buildmark). We also recommend commissioning an independent snagging survey before completion to identify any defects for the developer to address.

Once a sale is agreed, your solicitor will carry out the necessary searches and due diligence. Depending on the size and complexity of the transaction, you can expect to exchange contracts within 4–12 weeks. We stay in regular contact with your solicitor to keep things moving.

Yes. Investors can complete transactions remotely through their solicitor. AYG Property has extensive experience supporting overseas buyers — including mortgage introductions for international applicants and bilingual support in English and Turkish.

Yes. For investors buying for rental purposes we can source and install curated furniture packages, and our lettings management service handles tenant-finding, rent collection and ongoing maintenance coordination on your behalf.

Our portfolio is primarily focused on London and the surrounding Home Counties, with select developments across England. Contact us for the latest availability by region.

Simply get in touch via our contact form, call us on +44 (0)20 3883 5498, or WhatsApp us. A member of our team will respond within one business day to discuss your requirements and match you with the right developments.